Job Description Template
Section 1: Identifying Information
Sr Associate, Credit
August 23, 2019
Maria Fe Ledesma
Positions reporting to this position
Target team size:
Section 2: Position Summary
This role is primarily responsible for credit review and approval of compliance and line increase requests based on Financials, credit reports and payment performance. It includes spreading of financial statements and assisting the Sr. Credit Analyst to have the customers identity checked, credit worthiness assessed and approved. Credit assessment on new and existing customers must consider the willingness and ability of the customer to settle their business commitment now and in the future.
Major Responsibility: Credit Development Operations Tasks
End Results: Timely and accurate processing of transactions based on the agreed SLA. Performance should be error free or should have no financial impact. Scorecard target of meets expectation.
Major Responsibility: Administrative Tasks
End Results: Accurate process knowledge based on the established updated process documents
Major Responsibility: Process Improvement
End Results: Completion of resolution and/or to endorse to the resolution owner or action party/ completion for participated process improvement activities.
Section 3: Job Qualifications and Educational Requirement
Section 5: Other Information
Recognized skilled specialist in job area. May be responsible for leading daily operations. May train, delegate and review the work of lower-level employees. Problems typically are not routine and require analysis, judgment, and initiative. Makes minor adjustments and enhancements to working methods to improve effectiveness of area.
Incumbents independently perform a wide range of complex duties under general guidance from supervisors. Known in the department/group as the “knowledge base” of information. Acts independently to determine methods and procedures on new assignments. Often acts as a facilitator and team leader.